Independence, KY
Quoted from nicoy3k:You guys are paranoid
Rightfully so 
, wish the world were a better place but it isnt in this respect.
(Topic ID: 306648)
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Quoted from DCP:I'm one of those nerds that reads the whole service agreement before I sign up for anything. This is from the Zelle agreement provided by Chase Bank - here's the reason why I decided not to use Zelle:
"21. No Purchase Protection
Neither we nor Zelle offer purchase protection for the purchase of goods and/or services (e.g.,
coverage for non-receipt, damage, or "not as described" claims related to the purchase of such
goods and/or services). The Service is not intended for the purchase of goods from retailers,
merchants, or the like."
That doesn't sound like a very good service to use for pinball purchases, especially if they're shipped. Maybe if you know the person, or have some other way to guarantee that you'll get what you paid for. But Zelle does not protect you.
Remember, if an online service is free, most likely YOU and your personal information are the product that is being sold.
Correct me if I am wrong, but this is all about purchase protection. The concern was if someone pays like this, is the money "real". All this is saying is that if you USE the service and find something wrong with the product, sorry.
I do wish there were a universally safe service where you could instantly send / receive secure funds that couldnt be refunded. Getting cash out is a massive pain in the ass, but I completely understand the reasoning.
I am going to start accepting Walmart or Apple Store gift cards as payment, but only if the buyers scratch the back of the card and send me the pin.
Quoted from BMore-Pinball:Zelle is a direct bank to bank wire, much a safer than venmo
Venmo also has limits right? Does Zelle ?
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