Zelle is non-reversable, no issues there if you both have it setup. Honestly, I'm preferring that method if at all possible. Unless I plan to buy another pin quickly, cash is a hassle.

"There is no mechanism to reverse the transaction in Zelle — just like a wire transfer." HTH

Nothing risky about Zelle at all, it's a wire transfer that is automatic. Only hassle is it can have daily limits of $1000 - $3000 transfer at a time. Like a wire, it's non-reversable and tied to real funds in checking/savings...no credit cards. Let's give the guy accurate data and not based on feelings/assumptions.

What? Not true. My wife works for a bank (corporate not some teller) and Chase Pay/Quick Pay/Zelle, whatever you want to call it is always connected to your account by default, you don’t “tie” it to anything. Again, this isn’t like PayPal. It’s not a “third party” app or product, it’s an “intermediary” that is a service banks use for expedited ONE WAY transfers. You must sign in to your bank to use it, there is no Zelle login. It’s non-reversible and there is nothing risky about it, you either request payment from another person (or you send payment), just like a wire. Hating on “Zelle/QuickPay”, is like saying your scared a wire feature is tied to your bank account. I trust my wife’s banking experience over your ‘tin foil’ thoughts.