Quoted from woody76:zelle is 100% safe. It is basically a wire transfer from a checking or savings account. My zelle account can't and is NOT connected to a credit card as it goes through my bank.
Quoted from palmab03:Zelle very safe. Paypal can have a chargeback. I treat Zelle as good as cash for my business.
I'm one of those nerds that reads the whole service agreement before I sign up for anything. This is from the Zelle agreement provided by Chase Bank - here's the reason why I decided not to use Zelle:
"21. No Purchase Protection
Neither we nor Zelle offer purchase protection for the purchase of goods and/or services (e.g.,
coverage for non-receipt, damage, or "not as described" claims related to the purchase of such
goods and/or services). The Service is not intended for the purchase of goods from retailers,
merchants, or the like."
That doesn't sound like a very good service to use for pinball purchases, especially if they're shipped. Maybe if you know the person, or have some other way to guarantee that you'll get what you paid for. But Zelle does not protect you.
Remember, if an online service is free, most likely YOU and your personal information are the product that is being sold.
