John is right, new pins being made are GOING to be high cost, no getting around it. You're talking about a machine hand built and engineered with over 3k parts on average, many of them custom for that machine. It's going to be expensive, get used to it and support it if you are able.
I do agree though that all pins before, say, 2002 are getting ridiculously out if control. And it's been within a short amount of time.
The richer get richer in this hobby nowadays, both figurative and literally. Those who ate less fortunate or are just getting into the hobby within the last 3 years are getting taken advantage of all the time and in most cases are just choked out of the hobby, as far as having them in the home, at least.
I was INCREDIBLY fortunate to have bought a MB in 2009 for 4k. When I got around to wanting to shuffle my lineup around (I only had 2 pins) MB had almost doubled in value in less than 4 years....ridiculous. If it wasn't for the value of MB giving me the ability to get more pins, I would have left the hobby.
Nowadays I feel like trading is the only way to feel "clean" in this hobby anymore. I can't imagine getting into this hobby now, unless you have tons of disposable income. A payment plan like John said would make things more manageable, it would be just like getting a car....kinda. But yeah, the credit situation nowadays makes things a little more....complex