No one "needs" to own a pin. Even worse if you have one then you feel like you need 2-3 so you have balance and there's both time and cost to consider there. (dont look at my collection, this isnt about me).
So playing on location seems like the best "value" but past that, if you can get a Deadpool, AIQ, JP, GOTG pro for under $6k I feel like that's a nice win.