I should have checked payment options available from stern ahead of time. Thought I could pay with Paypal, but when it came up it was CC only. And the only card I have that I can charge that amount I couldn't find it for the 5 minutes it was available. 11700 almost with shipping and tax. Local dealer hasn't gotten back to me, so guess I can wait till next year. My guess they'll charge 13k as well anyway