In my experience, with the parts that I typically buy from them, that 5% pretty much translates to free shipping. So, it ends up being great prices, with free shipping.
The caveat to using sites like RockAuto is that you REALLY need to know exactly what you're looking at and for. I bought a brake master cylinder from them last year for an old truck I've got that was completely wrong, even though it was listed under the same part number as the actual correct one.