You bought from a dealer with a warranty..... Do you think his services come free?
Yes you did pay more than street value but really its not that far off.
As I tell any newbies, come to my house and play one game or a hundred......When it walks out the door, if burns up the second you plug it in at home its your problem.
I never had an issue as I know what my games are and point out any problems up front.
Do I loose a few potential buyers .....YES but it saves me the headache.