Dumfries, VA
Quoted from PinballSTAR:You need to get a separate policy for them - I use http://www.collectinsure.com...
Thanks for the link Joe. I have really been considering this lately, but had no idea where to start looking.
(Topic ID: 135434)
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Quoted from futurepinhead:it would be great for you to be able to answer some of the questions.
Quoted from CIS1966:You're welcome! We're happy to help.
Hmmm....
Quoted from viper001:I have to admit I was kind of expecting more of a reaction to my findings from the collector insurance. Outside of the water issue (which is a big deal and I understand that) I'm honestly not seeing any real value in having the collector insurance coverage. They are secondary coverage to your homeowner's policy (unless I am misunderstanding the wording of their last response that I posted) and were unwilling to put forth their opinion of the market value of my sample that I provided. Having not read the terms of their coverage, if they have an exclusion to sewer backup like the other policies I can find no real reason to go with them at all.
I wasn't thrilled with their vague answers in this thread to begin with. I'm just going to get extra coverage through my home owners insurance. Thank you very much for the breakdown of extra coverages that I may need. I have been planning on keeping my insurance company, but changing agents. So when I do this soon I will starting looking into to my options.
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