Here are some of the few tidbits that I do not like:
#1. eBay may withdraw money from your Paypal Account to fund a reimbursement. If I do not want to allow eBay the right to do this, I must jump through some minor hoops to opt out.
#2. eBay has set their own liability to either $100, fees collected over 12 months or amounts due based on the Buyer protection plan.
#3. If you raise a claim against any eBay User, you waive the right to hold eBay accountable under the law.
#4. You are forced to arbitrate and give up your legal right to a civil lawsuit. In order to "opt out", you must send a physical letter to eBay within 30 days of the first getting the user agreement.
#5. You must agree to use Utah as the governing state for any arbitration claim.
#6. If you opt out, you must agree to handle all court proceedings, both federal and state, in Salt Lake County, Utah.
Now these "agreements" might be okay with some users, but they are not okay with me.
I do not live in Utah. eBay does not send my eBay payments and invoices to Utah. I am not going to be bound by an agreement that says I must handle all court proceedings in Utah.
I realize I can jump through some hoops to protect myself, but I do not need eBay. eBay is no longer the only way I can buy and sell things online.
I'll vote with my dollar and use other online options.