Good Job!
Maxing out all available Retirement accounts is very important.
If your employer matches your 401K and you don't max it out, you are loosing money
Only thing I will add, is that 6-8mos of salary saved is great, but you can drain that quick in an emergency - if you can save a years salary in a liquid account, you will have much more security.
Accelerate your mortgage payments and pay off additional principal every month.
If you have a 30 year mortgage, you don't want to still be paying it in your 70's
Quoted from eggbert52:Thanks...I was going to point that out. You know I've been thinking. Rather than worry about the next machine I'm going to buy once everything is established financially:
1. Emergency fund back to 8 months (January 15th goal)
2. 401K at least at 6% with company match at 3%
3. Roth IRA established
4. Emergency repairs savings account to be funded at a minimum rate of $200 per month
4. Acura paid off at $16K at 1.99% (Some may disagree with this and I'm open to the advice. However, not having the $405 car payment would make the mortgage as the only large expense.
I think I will donate to three charities of my choice. I'm not going to go crazy but I think given the circumstances and having a good job, $500 to $1,000 is not out of the question. I've already given $100 a year to the ASPCA but thinking about Wounded Warriors, etc.
Let me know your thoughts on good charities.
