Your realtor will say anything to get the listing.
After a few offers 20% becomes a 14% "take the offer" & that's me being generous. Ok well I will admit I don't know shit about your situation but I'm gonna act like an expert anyway lol
They take 7% of your "profit", you will make 3% in concessions to the buyer & don't forget you paid 3% in fees to acquire the note in the first place & uncle same will take the final 1%. You will pay another 3% to close a loan on the next house too.
Your amortization table is worse than a dog turd right now too. Your balance has gone down less than $99 this year. Multiply your 12 payments, subtract the $99 & continue to tell yourself mortgaged homeownership is legit.
I don't think you've made any recent riches in real estate. He'll even the NOD/REO's are picked over by folks in the know long before the market gets in & Fannie/Freddie try's to make em owner occupied when possible.
As they say, the deal of a lifetime pops up every week