A contractor I work with won $100,000 on a $5 scratch off. Uncle Sam took $40,000. He buys them each week. Spends about $40. I saw him at the beer store last month with a big smile filling out paperwork. He had just won $2500. 10 min later he was buying more scratch offs before he left. I said they have you hooked. He responded you have to play if you want to win! The only positive thing is he said he puts all winnings in a separate bank acct he has for his kids college.