Quoted from BKPitmaster:I’m in the market for a used Rick and Morty. I want to use PayPal for buyer protection and credit card for cash back rewards. I have absolutely no intention of scamming anyone. PayPal is the intermediary in the situation. Direct wire transfers are the biggest form of online retail fraud on the planet and anyone in their right mind would ONLY use that when closing a business deal, mortgage, or to a trusted friend. You can’t expect buyers to pay with anything other than PayPal.
You are potentially asking for problems here. There is no reason to ever use Paypal or accept Paypal for anything except postage these days. Paypal policies are BAD BUSINESS. Credit card purchases are great for a buyer. I would never accept a CC transaction for more than $100 using any electronic payment service. I am not a business and do not intend to risk more than $100 for those types of transactions. Sellers actually take on the most risk accepting electronic payments these days. This is because of the huge lengths that a scammer will go to now. It's sad but true.
Likewise, I would never wire money to someone's personal account and would only wire $ to a business account for a home or car purchase. I know others in high end collectible hobbies (https://www.ha.com/) that use these payment types all the time. Well, I don't really care because I am not them and I choose to minimize my risks by sticking with in person cash transactions for high ticket items. Whatever people do or risk is up to them. Just take a look at the KLOV scam thread the next time you see a great deal on a game and want to click that SEND PAYMENT button to a stranger. Is it really worth it?
Also, when sending or receiving a shipped game, (usually depending on it's age and state of repair) there is a chance it will arrive in a different condition than the pictures you were shown. It may not boot, it may have been dropped or smashed. Any and all things can happen and I've seen the threads and pics on Pinside to prove this. If that's for you and you don't mind taking those risks, great, have at it. If you are receiving it from a reputable distro, you will likely be ok. But, I would have a hard time accepting the risk for all of the oops! things that can happen from private party to private party when shipping a game in either direction so, I just choose to not do it. After all, very few people are experts at buying/selling/shipping/communication unless they are a legit business. Sending money to someone who is not an expert at these things will USUALLY go ok BUT when it goes bad it goes REALLY f-in BAD with little recourse.