So it’s probably happened to everyone at some point in time... unauthorized charges to your card. This one however is a new one for me.
Typically when I get fraudulent charges I’m able to think in my head... maybe some merchant I used got hacked, or maybe that dodgy gas station was tapped or perhaps that waiter cloned my card... whatever... somehow through use in the wild my number got out there. Call the bank, yadda yadda, a little inconvenient but usually harmless.
Then today I had fraudulent charges on a card I have never used, nor do I ever carry it with me. I got the card for a promotional offer on a balance transfer about a year ago and immediately put the card in the filing cabinet when it came.
So how the heck does someone manage to use it? Two transactions from the same place totalling about 1500 dollars. Are the scammers scanning random number combinations across the web to try to find successful hits or what?