If you don't handle cash everyday for transactions it could be trickier but there are lots of counterfeit markings to look for. Another cheap investment would be a uv light to check the embedded colored threads. I agree though that while it's good to be cautious someone's not going to have that much correspondence with you and try to pass off fake bills vs going to a show and trying to pass some bills then take off before you've figured it out.
It's an uncomfortable experience when you have to tell someone that you can't accept their payment because it unfortunately doesn't pass the verification measures for authenticity but laughable when they attempt to give you more fake currency. Also, criminals will bleach $5 bills and reprint them as 100s which renders the pen pointless.