I only pay cash buying and would never use a credit card regardless of the perks. But it's always "on the glass", I've never bought one sight unseen and had it shipped. I also only accept cash and when I was selling a 4+K game buyer was scared of travelling with that much cash. I told him it's cash or no sale. You're welcome to play it for 30 minutes and then decide. After that, deal or no deal. He brought the cash and left with the game.