Quoted from DBLM:There is a big difference in quality between Formula and Chaparral. I can't speak to Cobalt from first hand knowledge but my understanding is that they are slotted in between. It comes down to what type of boating that you are trying to do. I have the pictures of my Formula (31PC) being made and sent my FIL to the factory for a tour while they were building it. The construction is off the charts. Of course, you pay for that quality. All things being equal, I would lean that way or Cobalt.
Formula is leaning heavy into outboards, particularly in FL. These are in the past few model years, so could be tough to find use. Outboards are great because you can tilt them out of the water for storage. I have twin 377 Magnums in mine and store it on a lift, so not concerned about that aspect.
Great....thanks for the info, I'm looking at something with a cabin down below, I was leaning towards the Chaparral signature anywhere between 28 to 30, but I'll switch my focus to the other 2 brand. Outboards in those models are rare, I haven't seen any that's less than a couple of years old, so I may have to stick to I/O engine. I will be taking it out of the water and trailering it. I live less than 10 min from a Marina. Again, I'm kind of green when it comes to this things.
PS: During the research I came across a lot of chatter about hull quality of Searays, supposedly they're not very solidly built anymore. Crownline got hi marks, as did Chaparral. if you get a chance take a look at this video "Crownline boats why weight matters"
https://www.facebook.com/watch/?v=1588820944476381