Using friends and family to cheat PP out of their profit, then complain when they put a halt to it?
Just pay the 3% if you are going to use their service, or use something else.
Everybody bitched when e bay tacked on 10% fees to shipping costs as well as the cost of the item. What were they supposed to do, let everybody sell a $300 item for $18 and charge $282 for shipping to avoid fees?