back when I signed up for paypal, we didn't have fees. the agreement I signed said nothing about paying fees for anything. In fact. Paypal paid me $5 to even sign up for their site. Also, ebays fees were 1/2%, and .25% to start. So them taking 20% now between ebay and now paypal, I think they are getting more than their fair share. Enough so they shouldn't be giving people shit about things.