I went through this about 3 years ago, due to a change in personal circumstances. Lost most of my collection, not by choice, and was away from any involvement with pinball for almost 2 years. Yes the prices increased dramatically during that time, but by still being diligent and patient, I've built a modest collection back up including a really rare pin in Mystery Castle in the past year and a half. I don't let pinball engulf my life anymore (although I'm on pinside more than I probably should be), and I balance pinball with other interests and more importantly with family and friends. If it was a choice between pinball and a better lifestyle for my family, the choice would be easy.

Car debt is not okay...you dont want to finance any asset that has such huge depreciation. Homes have historically appreciated at a rate that mitigates finance costs. Cars
lmost never do unless you buy used classics. Its not as bad as cc debt but its a bad decision to finance an auto unless you have no alternative.