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If I were in your shoes, I'd sell the WoZ since you will get what you paid and with lots to be made, well, you probably took an eCONomics class or two so you know the drill. Also sell a few more and pay off the car. You need vehicles. CC debt is unsecured so even if things get bad you simply stop paying, what can they do, damage your credit score? Big deal.
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Paradise, NV