For those who haven't seen the stock speaker, a picture is below. This is a mid-range driver that doesn't even have a whizzer (which is the inexpensive way to get some treble compared to a dedicated tweeter). This is why voices sound muffled.
I purchased a Kicker 40CS54 https://www.amazon.com/Kicker-40CS54-5-25-2-Way-Speakers/dp/B00BGRMFVI
because it has a sensitivity rating of 90db/W/m compared to the Pioneer which is rated at 86db/W/m. Assuming these numbers haven't been fudged (and that's a big IF), installing a speaker with 3dB higher sensitivity should be equivalent to doubling the amplifier's power output, which can be important in such a low fidelity installation.
The improvement in the treble is immediately noticeable. I had no idea there was a snare drum in the main theme! Paired with an existing Polk external subwoofer, this sound is as good as I can hope for.
Here is a picture of the Kicker speaker behind the grill:
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