I felt this way as well. However early this year I had sumps go out and battery backup was so old it didn't help. I caught it early Sunday morning so we did the dry vac and hauled filled buckets up the stairs and dumped water outside. Didn't hit pins. My wife and I had help son in law ,grandson and later my son.
Plumber came out that morning and replaced sump. Then next week had new battery backup installed.
So you think I'm good right? Well I added a second sump pump in the pit, so now have 2 regular sump pumps that discharge in our lake plus battery. Also I'm religious on putting on extensions on the down spouts and just cleaned the gutters this morning.

Then 10 days ago my Generac natural gas generator ordered in February was installed for the whole house. I think I'm covered .
Whew.

I also have flood insurance and coverage for the toys in the basement.

Hey John, just a heads up. I have flood insurance also, but a NFIP flood policy doesn't cover anything below ground level other than mechanicals. My home is a ranch so first floor damage could be a lot of damage. The only way to cover weather related water damage in basement is with the backup sewer and drain endorsement coverage. That endorsement excludes flood though. Pray the water doesn't come in from the window wells.

Cheers.