Quoted from shlt_thunder:

My pin is upstairs but if I end up getting more before moving to a larger house, I fear that I might end up in a similar situation. My thought is that while the legs would get damaged it’s unlikely water would reach the cabinet and the legs could be replaced? Has anyone ever had experience with that?

Quoted from mbwalker:

Get a second electric sump pump. A sump pump is a single point failure - meaning no backup plan. If it goes out, you'll be in a world of hurt. You mentioned the water powered backup - but can it keep up? So I'm not sure if that is adequate if you have concerns already. Just do this - unplug the main pump and see if the water backup can keep up during these storms (we're getting the same ones).
I have two sump pumps, each on a seperate breaker and separate PVC runs. And one is also battery backup model. And a Generac outside. But even if you just use a single PVC run and tie them together, still a heck of a lot better than doing nothing if the main pump fails. Even a cheap Harbor Freight one is better than nothing.
Ditto on the french drain, best to never have to pump it out in the first place. But a 2nd sump pump is a quick way to help eliminate problems.
What size is your current sump pump? 1/3hp, 1/2hp?

Quoted from mbwalker:

I have both pumps in a single pit (pit isn't anything special other than being deeper). Not trying to twist your arm about a 2nd pump, just that it might be easier than you think. Especially if you have some very basic plumbing skills. If you don't have room, I'd just buy another pump and stick it on a shelf as backup insurance.
Your flood ins.: Is that the FEMA policy (i.e. a real flood) or just thru you typical residential policy (i.e. State arm, Allstate, etc.)? My State Farm policy covers sump pump failure, but I also bought a preferred rate FEMA policy since the area I live at is newly developed and I just was a little worried just in case the developer screwed up something or we got one of the 'once in a 100 years' rains. That wasn't covered by State farm.
Sorry, don't mean to sound like I'm nagging. I finished the basement a number of years ago and go out of my way to keep it dry! Pins, bar, theater, etc., so a bit of an investment down there.

Quoted from Lermods:

Problem is what if your power goes off, which is often when you need the pump the most. Invest in a generator. Portable or whole house, but you need back up. I have two pumps, one on each side of the house. One has a backup battery, but both are hooked to my generator transfer switch. I have never had water in my basement and both my pits are bone dry, but I still worry given all the work I’ve done to my basement.
Sump pump failure insurance is lame because it’s limited to like $5k.

Quoted from indybru:

I also have flood insurance and coverage for the toys in the basement.
Hey John, just a heads up. I have flood insurance also, but a NFIP flood policy doesn't cover anything below ground level other than mechanicals. My home is a ranch so first floor damage could be a lot of damage. The only way to cover weather related water damage in basement is with the backup sewer and drain endorsement coverage. That endorsement excludes flood though.
Cheers.