I am in no way financially stable to be buying any NIB pins. I did however afford to get an ECLEWOZ only because of the payment plan that JJP has in place. I own no Stern titles not by choice, but because I can't afford to plunk down that much money in one shot. To come up with 1K here & there has worked for me however & I think that their payment plan is the key to JJP being successful in selling their machines for many people.