(Topic ID: 222926)

0% financing on pinball machines

By PinballCompany

5 years ago


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  • 100 posts
  • 50 Pinsiders participating
  • Latest reply 5 years ago by PW79
  • Topic is favorited by 4 Pinsiders

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    #71 5 years ago

    Just love these threads on how so many feel as though they need to get into other peoples finances. Not to mention if you can't understand the advantage of using 0% financing then your financial advice is a bit suspect to begin with anyways.

    #76 5 years ago
    Quoted from RonSS:

    I think you are misreading the suggestions as interference. I could certainly be wrong. I'm viewing the suggestions as directed toward those without a truly good plan, or not having the means to pay off tomorrow if need be.
    I'd like to see people stay out of as much debt as possible. I'm guessing you do too.
    I completely understand the building credit argument. Again, if you could pay it off tomorrow, more power to you!
    For the record, I support the OP here.

    Quoted from Squeakman:

    Of course you don't take into account the 90% who don't really have the finances to make 0% work for them. Every one of those cards has a time period and if its not paid off in that time back interest is tacked on. Credit card companies aren't in business to help you they are in business to take your money just like Casinos. I'd be willing to bet that at least 70% of pinball collectors are in debt because of pinball. Thats their right of course, but don't act like its free money because its almost always not free.

    The 0% is only offered for a 6 month term (from what I'm seeing). If this is true then I'd argue most anyone that qualifies for this offer could pay it off tomm if needed. So that 90% to me is the opposite to where it's more likely 90% could and 10% couldn't. Generally someone that can't afford it would need the 12-24 month option. This whole 0% option to me is just a marketing ploy for the OP to gain some customers that may prefer to do that vs sending in a lump sum check that the other distributors require. For which I think it's a good marketing strategy to gain more business.

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